DAXHeidelberg Materials savings plan: what would your monthly amount be worth?
With €50 a month since Nov 2016 you'd have €11,543 today, having paid in €6,000.
Savings plan table
Monthly amount and time frame, each calculated up to today.
| 5 years | 10 years | 20 years | |
|---|---|---|---|
| €25 a month | €2,502€1,500 paid in | €5,772€3,000 paid in | €14,378€6,000 paid in |
| €50 a month | €5,004€3,000 paid in | €11,543€6,000 paid in | €28,756€12,000 paid in |
| €100 a month | €10,008€6,000 paid in | €23,086€12,000 paid in | €57,511€24,000 paid in |
How often did a 10-year plan pay off?
We calculated every possible 10-year period since Jul 1998 (220 start months).
71.4%
of periods ended in profit
Best start
Jan 2016
3.2× what was paid in
Worst start
Feb 1999
0.4× what was paid in
Typical (median): 1.2× what was paid in
Monthly plan or all at once?
Same money over the last 10 years: €6,000 either spread monthly or invested at the start.
Monthly plan
€11,543
All at the start
€10,332
When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.
Values in EUR, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.