Hochtief savings plan: what would your monthly amount be worth?
With €50 a month since Nov 2016 you'd have €23,678 today, having paid in €6,000.
Savings plan table
Monthly amount and time frame, each calculated up to today.
| 5 years | 10 years | 20 years | |
|---|---|---|---|
| €25 a month | €5,941€1,500 paid in | €11,839€3,000 paid in | €33,498€6,000 paid in |
| €50 a month | €11,882€3,000 paid in | €23,678€6,000 paid in | €66,996€12,000 paid in |
| €100 a month | €23,764€6,000 paid in | €47,357€12,000 paid in | €133,991€24,000 paid in |
How often did a 10-year plan pay off?
We calculated every possible 10-year period since Jul 1998 (220 start months).
84.5%
of periods ended in profit
Best start
Jun 2016
5.1× what was paid in
Worst start
Jun 2012
0.6× what was paid in
Typical (median): 1.6× what was paid in
Monthly plan or all at once?
Same money over the last 10 years: €6,000 either spread monthly or invested at the start.
Monthly plan
€23,678
All at the start
€17,982
When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.
Values in EUR, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.