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Apple savings plan: what would your monthly amount be worth?

Q: How often did a 10-year plan pay off?

88.0% of periods ended in profit. Best start: Mar 2002 (20× what was paid in). Worst start: Dec 1987 (0.4× what was paid in).

Q: Monthly plan or all at once?

Monthly plan: $23,198. All at the start: $72,445. When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.

With $50 a month since Nov 2016 you'd have $23,198 today, having paid in $6,000.

Nov 2016Oct 2026

Savings plan table

Monthly amount and time frame, each calculated up to today.

	5 years	10 years	20 years
$25 a month	$2,531$1,500 paid in	$11,599$3,000 paid in	$121,967$6,000 paid in
$50 a month	$5,062$3,000 paid in	$23,198$6,000 paid in	$243,934$12,000 paid in
$100 a month	$10,125$6,000 paid in	$46,396$12,000 paid in	$487,868$24,000 paid in

How often did a 10-year plan pay off?

We calculated every possible 10-year period since Jan 1985 (382 start months).

88.0%

of periods ended in profit

Best start

Mar 2002

20× what was paid in

Worst start

Dec 1987

0.4× what was paid in

Typical (median): 3.9× what was paid in

Monthly plan or all at once?

Same money over the last 10 years: $6,000 either spread monthly or invested at the start.

Monthly plan

$23,198

All at the start

$72,445

When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.

Calculate your own More about Apple

Values in USD, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.