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Alphabet savings plan: what would your monthly amount be worth?

Q: How often did a 10-year plan pay off?

100.0% of periods ended in profit. Best start: Apr 2016 (4.9× what was paid in). Worst start: Jun 2005 (2× what was paid in).

Q: Monthly plan or all at once?

Monthly plan: $23,418. All at the start: $53,409. When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.

With $50 a month since Nov 2016 you'd have $23,418 today, having paid in $6,000.

Nov 2016Oct 2026

Savings plan table

Monthly amount and time frame, each calculated up to today.

	5 years	10 years	20 years
$25 a month	$3,335$1,500 paid in	$11,709$3,000 paid in	$75,658$6,000 paid in
$50 a month	$6,670$3,000 paid in	$23,418$6,000 paid in	$151,315$12,000 paid in
$100 a month	$13,340$6,000 paid in	$46,837$12,000 paid in	$302,630$24,000 paid in

How often did a 10-year plan pay off?

We calculated every possible 10-year period since Aug 2004 (147 start months).

100.0%

of periods ended in profit

Best start

Apr 2016

4.9× what was paid in

Worst start

Jun 2005

2× what was paid in

Typical (median): 2.7× what was paid in

Monthly plan or all at once?

Same money over the last 10 years: $6,000 either spread monthly or invested at the start.

Monthly plan

$23,418

All at the start

$53,409

When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.

Calculate your own More about Alphabet

Values in USD, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.