Retirement account calculator
€100
30 years
0
5 %
With state subsidy
€107,449
With state subsidy: €107,449. Same plan without subsidy: €81,538.
- Paid in yourself
- €36,000
- State subsidy
- €11,700
- €390 per year
- Same plan without subsidy
- €81,538
Simplified: subsidy credited once a year. Child bonus = 100% of your contribution, at most €300 per child. Without costs, tax on payout or inflation. The return is an assumption, not a forecast.